Real Estate Loans


Mortgage Loans
If you're ready for your first home, or you're ready to move up to a bigger home, see us first. We have various mortgage options including 5, 10, 15, 20, and 30 year fixed-rate mortgages available up to $650,000.

Refinancing Options
If you currently have a mortgage with another institution, talk to us. With our refinancing options you could lower your monthly payments and save instantly. Just contact one of our loan officers at (570) 421-5585, option #2, for more information or to make an appointment.

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Home Equity Loans
Need a loan? Just ask your house! With a Home Equity Loan, you'll get the cash you need. Plus the interest you pay on a Home Equity Loan usually is tax-deductible (consult your tax advisor). It's the next best thing to a no-interest loan. We have two great options:

Home Equity Line Of Credit
This loan has a Variable Annual Percentage Rate (A.P.R.) which is tied to the Wall Street Journal Prime Rate. It's perfect for ongoing expenses like financing an education. It's also a perfect way to be prepared for emergencies. You simply borrow as you need. Call (570) 421-5585, option #2, or stop by the credit union office to learn more.

Home Equity Fixed Rate Loan
Borrow against your home's equity with this low rate loan option. It's great for one-time expenses like debt consolidation or home improvements. Better yet there are no appraisal fees, and we offer a free residential credit report and free flood verification. We have 5 and 7-year terms available. Call (570) 421-5585, option #2, or stop by the credit union office to learn more.

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