Visa Credit Cards
It's the credit card you can afford to use. Accepted at the finest retail shops, airlines, car rentals, and hotels worldwide, our low interest Visa Credit Card offers the savings and features you want in a credit card. It's perfect for shopping, travel, and in case of emergency.
Some of the outstanding features of our Platinum Visa Credit Card are:
- Low 8.99% A.P.R. (Annual Percentage Rate)
- NO ANNUAL FEE
- 25-day Grace Period For Purchases
- Cash Advances At Same Low Rate As Purchases
- Automatic Payment On Card Balances Through Payroll Deduction
- No Accelerating Increase In The APR For Late Payments
- And More!
Some of the outstanding features of our Classic Visa Credit Card are:
- Low 11.50% A.P.R. (Annual Percentage Rate)
- NO ANNUAL FEE
- 25-day Grace Period For Purchases
- Cash Advances At Same Low Rate As Purchases
- Automatic Payment On Card Balances Through Payroll Deduction
- No Accelerating Increase In The APR For Late Payments
- And More!
Transfer Your Other Credit Card Balances And Save
You may be able to transfer your high interest credit card balance(s) from another financial institution or credit card company to our lower-interest Visa. You could save money and reduce your monthly payment.
SUMMARY OF TERMS
Annual Percentage Rate for Purchases
|
Visa Platinum
8.99% APR*
Visa Classic
11.50% APR* |
Other Annual Percentage Rates |
Cash Advance APR*
VISA Platinum... 8.99%
VISA Classic..... 11.50%
Balance Transfer APR*
VISA Platinum... 8.99%
VISA Classic..... 11.50% |
Variable Rate Information |
Does Not Apply |
Grace Period for Repayment of Balance for Purchases |
25 Days |
Annual Fee |
None |
Transaction Fee for Purchases |
None |
Cash Advance Fee |
None |
Multiple Currency Foreign Transaction Fee
|
1%^ |
| Single Currency Foreign Transaction Fee |
0.8%^ |
Late Payment Fee |
$20.00 or the amount of the required minimum payment, whichever is less, if you are twenty (20) or more days late in making a payment. |
Over the Limit Fee |
None |
Minimum Finance Charge |
None |
| Method of Computing the Balance for Purchases (including new purchases) |
Average
Daily Balance |
A Returned Payment Fee - $25.00 or the amount of the returned item, whichever is less, will be charged for any ACH transactions, share drafts or checks returned due to insufficient funds.
* The Annual Percentage Rate is based on certain credit-worthiness criteria.
^Of transaction amount.
Effective: July 2010
Disclosures are accurate as of the print date and may be changed after that date.
To request a copy of the current credit card agreement, please contact a Member Support Specialist at (570) 421-5585 option 4.
Contact us for any changes in the above information.
Visa Credit Card Telephone Access
Your Visa Credit Card has an 800 number at your fingertips. Find out information about your credit card such as account balances, payment due date, payment due amounts, etc. This service is provided by Visa for your convenience. Just call 1-800-433-0505 and the operator will walk you through the necessary steps. It's that easy!
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