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Fraud Prevention Tips

Scammers are professional thieves. They have made a career out of stealing other people’s hard-earned money and ruining lives. Scammers pressure you to act immediately and may use fear tactics to get you to do what they want.

 

Following are some tips and behaviors to look for if you suspect a scam:

  • Law Enforcement, the Social Security Administration, Medicaid, the IRS, or any other agency will never call you and demand payment for a bill or fine you supposedly owe.
  • Be very cautious of someone you have met online, especially if they say they work overseas, are on a military base out of the country or travel often. Also, all plans to meet face to face mysteriously fall through. These are common indicators of a Romance Scam. Do not send any money to them. Even if they say they will pay you back, you will never see your money again. Speak with your financial institution or a trusted loved one before making any financial moves in this situation.
  • If a security pop-up warning all of a sudden shows up on your phone or computer, DO NOT click on the link or call the number provided. Talk with someone you trust or contact the company using a phone number or website you know is real.
  • Never share personal information or online banking credentials with a third party. The only person that should know your username and password is YOU. NE PA Credit Union or any other financial institution will never ask you for this information.
  • Know who you received checks or electronic deposits from and their purpose. If you have answered an ad online (through Instagram, Facebook, TikTok etc.) or someone contacted you with a business proposition, please let us know and we will verify the information.
  • Accounts at other financial institutions cannot be opened unless YOU have opened it. If anyone states they opened an account in your name at another financial institution, it is a scam.
  • If anyone asks you for money upfront or to send them funds from a check they are sending you, it is a scam.
  • Any lottery winnings, especially foreign lotteries that you have not participated in are a scam.
  • If someone gives you a check and tells you to cash it and then go to a store to buy gift cards and give them the numbers or to buy cryptocurrency, it is a scam.
  • Do not move money through your account in exchange for payment.
  • Do not cash checks for anyone. If that check comes back as no good, you are responsible for the funds.
  • If you get a call from a loved one stating they are in trouble and they need you to send them money right away, hang up and call them back on the number you have for them, or another family member. Chances are this is a scam.

 

NE PA Credit Union cares about its members and serves to be a resource for you. If you think you are being scammed, please do not hesitate to call us. We have a Risk & Compliance Specialist available to provide guidance to our members who may have experienced fraud or suspect fraud on their credit union account. Members can call 570-421-5585, ext. 1178, during regular business hours.

Fraud Prevention Tips