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The credit union will be closed on Thur., Nov. 28th in observance of Thanksgiving Day. Digital Banking and Call Center are available 24/7.

Free Online Course: Homebuying 101

Thinking about buying a home? That’s exciting! Making your homeownership dream a reality takes planning to unlock your “home sweet home.”

 

From understanding if your finances and credit history are house-ready, to knowing what to expect from the loan application to closing day, our partner GreenPath Financial Wellness offers a free Homebuying 101 online course. The course reviews the steps to consider before hiring a realtor and excitingly searching all over town.

 

The right time to buy a home is when you feel secure enough in your financial circumstances. Get started today. Register for the free online Homebuying 101 course from the trusted national nonprofit GreenPath to make better, informed decisions. 

 

Homebuying 101 Course: (It takes about one hour to complete the entire course.)

  • Part 1: This course will explore ways to help build personal and financial readiness for homeownership. It will cover some of the factors to consider when deciding whether to buy a home. (15 minutes)
  • Part 2: In this course you’ll learn about understanding the people that you’ll work with, planning for homeownership costs, thinking about your down-payment, and preparing for a mortgage payment. (15 minutes)
  • Part 3: This course will explore pre-qualification, pre-approval review, and things to consider when working with a buyer’s agent. (10 minutes)
  • Part 4: You’ve worked with a Realtor, found your dream home, and now you’re ready to submit your formal mortgage application. That’s really exciting! This course will walk you through the process of reviewing lender estimates, mortgage types, and how interest rates affect your loan payment. (10 minutes)
  • Part 5: Closing on your first house is a time to celebrate! It’s the last step in buying your new home. The actual closing and paperwork can be tedious and sometimes a little overwhelming, and we’re here to help. This course will outline the items and steps to take before getting the keys to your new home. (10 minutes)

 

Financial Education & Counseling Services are provided through our partner GreenPath Financial Wellness, a nonprofit organization. A financial counselor will help you create a budget, review your credit report, and discuss debt repayment options. NE PA Credit Union Members can receive free homebuyer pre-purchase counseling (a $150 value). Get started at www.greenpath.com/partner/nepa or call 877-337-3399. The call is free and confidential.

 

When you are ready, our competitive mortgage rates can turn your dream home into a reality. With our easy online application process and expert team of mortgage specialists, we make it easy for you to secure the home financing you need.

 

Available mortgage products include:

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Federal Housing Administration (FHA)
  • United States Department of Agriculture (USDA)
  • Department of Veterans Affairs (VA)

 

Contact our Mortgage Department to review current mortgage loan rates. Call Toll Free: (844) 429-8725 or complete a contact request form

homebuying 101